1. Privacy Policy
Information collected through online forms provided by CreditJourney.com, such
as (but not limited to) personal names, mailing addresses, e-mail addresses, IP
addresses, will not be distributed or sold to any third party and will be held
to strict confidentiality. Any information submitted during time of registration
is also held to strict confidentiality.
Personal information, such as e-mail addresses and user names are used mainly to
recognize individual members and/or online viewers. In the event
CreditJourney.com needs to contact an individual, CreditJourney.com may use
submitted personal information to offer technical assistance, service updates,
or membership information.
Any service subscribed to via a designated form residing on the
CreditJourney.com server, can be unsubscribed to, at the users requests.
Cookies are used within the Membership Area and are strictly designed to
recognize the user and do not disclose any personal information. The use of
cookies is required to access certain areas within CreditJourney.com.
General comments posted via the Cardholder Review Form are posted online and
made available to the general public, with the exception of IP Addresses and
E-mail Addresses.
2. Web Site Terms of Use
a) Links to External Third Party Web Sites - CreditJourney.com at any time may
contain links to other websites throughout the Internet, any links to such sites
are operated and/or owned by third parties. CreditJourney.com may not be held
liable for any inaccuracies of these links, availability of information, and/or
the content of information that may be found within third party website(s).
b) Freedom From Errors - Every effort has been taken to make sure that all
information is accurate within CreditJourney.com, but there is no guarantee
and/or warranty to the accuracy of any information found within the website.
Contact information has been provided for credit card companies and issuers for
viewers of the website, this information is believed to be accurate during the
time of publishing, but CreditJourney.com will not be held liable for any
inaccuracies.
c) Affiliations with Third Parties - CreditJourney.com is not associated with
the credit cards, or the issuers of the credit cards, or any other U.S. company
or organization (private, public, or governmental) that may be listed throughout
the website, except for affiliate programs that advertise their products or
services throughout CreditJourney.com, either through banner advertisements or
direct text links. Affiliate partners who have an advertising relationship with
CreditJourney.com do not have any influence on the opinions and/or reviews
posted by the members of CreditJourney.com, as all credit card products and
services are given equal and unbiased evaluations. However, affiliate partners
may receive additional exposure throughout various sections within the
CreditJourney.com website.
d) No Relation to Company Logos and/or Trademarks - CreditJourney.com makes no
claim of any form of relationship, or ownership to any of the logos, or
trademarks of any credit card issuer whose credit cards may be listed throughout
the website of CreditJourney.com.
e) Usage of Content - No information or content found within CreditJourney.com
may be copied without the prior written consent of one, or more of the members
of CreditJourney.com, for that of commercial, or noncommercial usage.
f) Message Boards / Posted Cardholder Comments - Reviews and evaluations posted
within CreditJourney.com by Internet users are based on the individual's
personal opinion, and do not reflect the opinion of CreditJourney.com, or any of
it's members. Though CreditJourney.com regularly monitors all posted messages
for abusive or inappropriate content, it is not responsible for the opinions,
evaluations, or reviews posted by Internet users.
g) Credit Card Reviews & Ratings - Reviews posted by members of
CreditJourney.com are designed to offer educational and informative information
on various U.S. issued credit card products. Reviews and ratings are based on
personal opinion only, and do not reflect the opinions or needs of various
Internet viewers and/or cardholders. Any serious consideration of a credit card
product, or service should not be based solely on the comments, or opinions
posted within CreditJourney.com.
h) Warranty / Limitation Disclaimer - You, the Internet viewer, understand and
agree that the use of this website is for use at your own risk. No liability
shall be held against CreditJourney.com for any interruption in service, or for
any inaccuracies, or lack of reliability of which may be involved, nor does
CreditJourney.com warrant against the results of such possible incidences that
may cause damages and/or inconveniences to the Internet viewer.
CreditJourney.com will not be held liable for any possible consequential, or any
indirect damages that may be brought upon by the use, or inability to use the
website CreditJourney.com.
i) Final Notation - CreditJourney.com may suspend, change, or stop the service,
or any aspect of the website (i.e. internal web pages) at any time during
operation, including but not limited to any database, message boards, e-mail
addresses, or other content without any prior notification, or liability. This
agreement may also be changed, or modified by CreditJourney.com at any time once
the website is active. By using the website, you are bound to the terms and
conditions set forth within, once the terms and conditions can no longer be
accepted, access to the website, CreditJourney.com, should no longer be
obtained.
Agreement of these conditions are required in order to become a member of
CreditJourney.com.
